The state’s median housing value is $171,200, which falls below the national average of $217,600. Home values can vary by region, though, with some North Carolina counties’ median values going above $285,000.
What Are the Mortgage Rates in North Carolina?
The average interest rate for a 30-year fixed-rate conforming mortgage in North Carolina is 3.03%. Home interest rates range from 2.5% to 4.75% in North Carolina.
What Are Today’s Mortgage Rates?
Locking in a low mortgage rate today can save you thousands over the life of your loan. Compare your mortgage rate offers with national average trends.
This Week’s Rate
Last Week’s Rate
|30-year fixed-rate mortgage||3.13%||3.02%|
|15-year fixed-rate mortgage||2.59%||2.62%|
|30-year fixed-rate jumbo mortgage||3.2%||3.04%|
|5/1 jumbo ARM||3.4%||3.41%|
*Rates as of Aug. 28, 2020
U.S. News’ Best North Carolina Mortgage Lenders
Methodology: U.S. News conducted an in-depth review of leading direct mortgage lenders in North Carolina. Research was based on program availability, customer satisfaction ratings and qualification requirements. Because each consumer has different needs, the top finishers in several key areas were chosen.
Before You Apply
- Mortgage types: ARMs, conventional, FHA, refinance, USDA and VA
- Minimum FICO credit score: 660
- Maximum loan amount: $1.5 million
- Better Business Bureau rating: A+